Interest Rates Have Dropped – What Should You Do Next?

Great news for homeowners – interest rates have just dropped! This means potential savings on your mortgage and new opportunities to take control of your financial future.

What This Means for You

• Lower Monthly Repayments – Your lender may pass on the rate cut, reducing your repayments.
• Pay Off Your Loan Faster – Keep your repayments the same and pay down your mortgage quicker.
• Refinancing Opportunities – Now could be the perfect time to review your loan and see if you can secure a better deal.

Should You Refinance?

Lenders are highly competitive, and with rates dropping, you might be able to secure a lower rate, reduce fees, or access better loan features. If it’s been more than a year since you reviewed your home loan, now is the time!

What’s Next?

Want to check if your lender is passing on the rate cut?

Curious if refinancing could save you?

Let’s have a chat! I can review your loan and make sure you're getting the best deal available.

A quick mortgage health check could put more money in your pocket. Get in touch today!